A: It will be more difficult for people from certain marginalized groups to let go because of the history and the generational legacy of things. I wanted this to be super pronounced in the text, because I wanted readers to know that this is for us. I want people in our community to understand that much of the advice and wisdom that has been imparted to us is rooted in systemic oppression. For example, in our community, we have told our children and loved ones that you “live for today”, that “you better go ahead and buy it now, because historically, you don’t know if you are going to tomorrow. ”But now, as a community and as a people, we are living longer and fuller lives, so the advice is no longer applicable, and that is no longer helping . Hanging on to this philosophy means that there is no long-term planning, no wealth creation. It was so important to call it, not only to identify the story, but also to show the people. people what can happen if we don’t become mindful consumers. Make everyone understand that even though we are the poorest demographic, we spend the most. The average black family would need 228 years to build up wealth of a white family today. Important facts that should be cited, and that is why they are included in this book.