iOS 17.4 beta lets iPhone users generate virtual card number for Apple Cash, reports 9to5Mac, citing user reports on Reddit over the past few weeks. With a virtual card number, iPhone users can pay with Apple Cash even when Apple Pay isn’t available, removing one of the main limitations of Apple’s built-in Venmo-like service.
I also see the option in beta 17.4, but as 9to5Mac notes, it may not have been rolled out to all beta users. However, it is easy to check if you have it. Simply open the Wallet app, tap your Apple Cash card, and look for a message under your balance asking you to set up a virtual card number. This is a simple two-step procedure.
Once you’ve created the number, you can tap the three-dot menu at the top right to view the newly generated card information, which includes an expiration date and a three-digit security code. Apple Cash still appears to use a separate card number for Apple Pay transactions. This is now another deeper menu compared to the card number information screen, when you tap “Additional Card Numbers”. After configuring the feature,
This is an interesting change for frequent Apple Cash users, because even though Apple Pay has been widely adopted, there are still many places where it is not supported. Now users can automatically enter their Apple Cash card number rather than dealing with transferring money to their bank, which costs a small fee when users choose the instant transfer option over the free alternative 1 to 3 business days.